Cameron C. Taylor is the author of the book Does Your Bag Have Holes? 24 Truths That Lead to Financial and Spiritual Freedom. Content for this article was taken from chapter 16 of this book. Sample chapters from this book are available online at <a href="http://www.DoesYourBagHaveHoles.org" title="http://www.DoesYourBagHaveHoles.org" target="_blank">http://www.DoesYourBagHaveHoles.org</a>